Rewards and travel

The most useful reward is one you can actually use. Compare earning limits, annual fees and redemption value alongside the cost of paying abroad.

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4 guides

Rewards & everyday spending

Compare the extra rewards with the extra fee using a worked example, a spending table, and the limits of a break-even calculation.

Sep 15, 20267 min read

Making rewards easier

Check activation, eligible purchases, spending caps, and the rate afterward before relying on a rotating cash-back category.

Sep 15, 20266 min read

Travel rewards

Calculate what a points booking saves after its cash charges, using two simple examples and the conditions that can change your decision.

Sep 17, 20266 min read

Spending abroad

Foreign transaction fees and checkout currency conversion are separate costs. Use a simple $200 example to compare them before your next trip.

Sep 15, 20266 min read

Educational articles, with original examples. Check an offer’s current terms with its provider before applying.