Understanding credit data
Does falling revolving credit mean borrowing became cheaper?
A historical explainer using the October 7, 2026 release to separate national credit balances, annualized growth and credit-card interest measures.
Credit-card guides — page 2
Keep browsing practical guides, or choose a topic to find the explanation you need.
Guides — page 2
34 guides · Page 2 of 6
Travel benefit news
Amex Adds Airbnb Luxe to Its Existing $600 Lodging Credit
Fine Hotels + Resorts bookings will need two nights to qualify for the credit starting in 2027. A separate Airbnb Experiences benefit also comes with conditions.
Air travel explained
DOT postponed a delay-reporting change, not your ticket-refund rights
The new reporting categories will cover January flights. Refunds follow separate rules, but promised meals, rooms and other disruption help could be affected.
Hotel prices explained
Why an upfront hotel price can still rise before you pay
Mandatory fees belong in the advertised price. Government taxes and extras you actually choose can still change which stay costs less.
Rewards & everyday spending
Flat-rate vs. bonus-category cash back: how to choose
A worked comparison of flat-rate, rotating-category, and tiered cash-back structures, with break-even math and the pitfalls that reduce real returns.
Making rewards easier
Cash-back redemption rules: minimums, methods, and getting full value
How redemption methods, minimums, increments, and account rules change what cash back is worth, with a worked $47.50 example and the pitfalls that reduce real returns.
Educational articles, with original examples. Check an offer’s current terms with its provider before applying.
Our editorial standards →Subscribe by RSS →