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Credit-card category

Business cards

Business credit cards are used for business expenses. Compare account controls, costs, and liability terms as well as rewards for your normal business spending.

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What to compare

  • Rewards for actual business expenses
  • Employee-card controls and costs
  • Annual fee and account tools
  • Personal guarantee and reporting terms

Trade-offs to notice

  • Business cards may still require a personal guarantee.
  • Review the agreement for liability and account protections.
  • Large bonuses or rewards should not justify unnecessary spending.

A practical next step

List the business expenses you need to manage and the account features that matter before comparing rewards.

The rates and fees worth checking

Before you apply

Review the current fees, interest rates, and eligibility requirements on the provider’s website. Browsing a category here does not submit an application or predict a decision.

Related categories

Sources and further reading

General education from the Consumer Financial Protection Bureau. Sources checked September 11, 2026.